1.1 This Client Agreement (“Agreement”) is made and entered into by and between Coast2Coast Metals, LLC (“Broker”), a limited liability company organized and existing under the laws of the State of Georgia, with its principal place of business at 229 West Commons Drive, St. Simons Island, Georgia 31522, and Client.
2.1 The Broker agrees to provide the Client with brokerage services for the purchase and sale of precious metals, including but not limited to gold, silver, platinum, and palladium (“Services”).
3.1 The Client agrees to provide accurate and complete information as required for the setup and maintenance of their account.
3.2 The client shall comply with all applicable federal, state, and local laws, including but not limited to the Gramm-Leach-Bliley Act, the Fair Credit Reporting Act, and the Bank Secrecy Act.
4.1 The Client agrees to pay the Broker fees for the Services as outlined in the Fee Schedule attached hereto as Exhibit A.
4.2 Payment shall be due upon receipt of the invoice unless otherwise agreed in writing by both parties.
CONFIDENTIALITY AND DATA PROTECTION
5.1 The Broker shall protect the confidentiality and security of all nonpublic persona information (“NPI”) provided by the Client, in compliance with the Gramm-Leach-Bliley Act and other applicable regulations.
5.2 The Broker shall identify and maintain policies and procedures to ensure the confidentiality, security, and integrity of the Client’s NPE, including secure disposal of such information.
6.1 The Broker shall perform risk assessments based on the sensitivity and criticality of the information used in the Services.
6.2 The Broker shall identify and assess reasonably foreseeable internal and external threats to the security and confidentiality of the Client’s information and implement appropriate measures to control these risks.
RECORDS RETENTION AND DESTRUCTION
7.1 The Broker shall maintain accurate and complete records of all transactions and communications with the Client in accordance with the Broker’s records retention policy.
7.2 The Broker shall securely destroy records containing the Client’s information in accordance with the Broker’s records destruction policy.
COMPLIANCE MONITORING AND TRAINING
8.1 The Broker shall conduct periodic compliance monitoring and provide training to its employees on applicable laws and regulations, including but not limited to the Gramm- Leach-Bliley Act and the Fair Credit Reporting Act.
8.2 The Broker shall ensure that all employees are aware of and comply with the Broker’s policies and procedures regarding the handling of the Client’s information.
9.1 Either party may terminate this Agreement upon thirty (30) days written notice to the other party.
9.2 Upon termination, the Broker shall return or securely destroy all of the Client’s information in its possession, in accordance with the Broker’s records destruction policy.
9.3 In the event of termination by the Client, Client shall pay to Broker all fees then due and owing immediately in accordance with the terms of this Agreement.
10.1 Client agrees to indemnify and hold harmless Broker from any claims, damages, or losses arising out of Client’s negligence or breach of this Agreement.
11.1 This Agreement shall be governed by and construed in accordance with the laws of the State of Georgia without regard to its conflict of law principles.
12.1 Any disputes arising out of or in connection with this Agreement shall be resolved through binding arbitration in Brunswick, Georgia, in accordance with the rules of the American Arbitration Association.
13.1 This Agreement constitutes the entire agreement between the parties and supersedes all prior agreements and understandings, whether written or oral, relating to the subject matter hereof.
13.2 Neither party shall be liable for any failure or delay in performance due to circumstances beyond their reasonable control, including but not limited to acts of God, war, or natural disasters.
13.3 Any amendments or modifications to this Agreement must be in writing and signed by both parties.
13.4 If any provision of this Agreement is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.